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Target heart rate is 60 to 80 percent
of the maximum heart rate per minute for your age. To calculate your own
personal maximum heart rate, take 220 minus your age. (For a 45-year-old
woman, 220-45=175.) Then after warming up, try to maintain your pulse at
60 to 80 percent of that number. (For the 45-year-old woman, 175 x .6 =
105 beats per minute, and 175 x .8 = 140 beats/minute.)
For best aerobic conditioning, keep your heart rate within your target
range for about 20 minutes three times a week.

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